COE Financing With Zion Auto Gallery

Renewal of COE from as low as 2.98%* with Zion Auto Gallery with financing plans for new, used passenger and commercial vehicles, private-hire vehicles and refinancing.

Zion Auto Gallery History

Track record of 99% approval within 24 hours and flexible in-house financing available. Renew your car's COE with trust and a peace of mind. We can help you make the right, informed decisions with our sales specialist on extend your life of your vehicle.

1. What are the requirements in order to get a COE Renewal Loan
You must be 21 and above of age and are Singapore Citizens or Permanent Residents.

2. How much does it cost to renew my COE?
The cost of COE renewal is based on the Prevailing Quota Premium (PQP) from last month bidding result. For example it you intend to renew in May 2021, the cost will be based on May 2021 Renewal PQP results.

PQP is a moving average of the Quota Premium (QP) over the last 3 months.

3. What do I need to get ready for the COE Loan application?
NRIC & Vehicle Registration Card or Car Number.

4. What are the next steps after I submit the Form?
Our team will email you the necessary forms and instructions for you to fill up, along with more detailed information of the renewal process. Typically with all documents in order, the loan approval period takes 1 to 3 working days and renewal can be done on the same day on approval.

5. What is the longest COE Loan Repayment Term I can take?
For a 5 year COE renewal, the maximum loan repayment term is 5 years. For a 10 year COE renewal, the maximum loan repayment term is 7 years.

6. When is the best time to renew my COE before the current one expires?
You should renew COE at least 2 weeks before the current one expires. Allow 3 to 5 working days for the renewal process to complete.

7. What happens if my current COE has already expired?
You can still renew COE as long as your current one does not exceed 1 month from the date of expiry at a late payment fee from $50-$250 depending on engine capacity.

8. Is there anything to lose from renewing my COE?
When you choose to renew your COE, you will lose the benefit of getting your car’s PARF rebate. The annual cost of ownership is (Final PARF Rebate forfeited + Renewed COE PQP) / number of years.

Get In Touch With Zion Auto Gallery

For easy pand peace of mind process of renewing of your vehicle, feel free to contact us below via the contact form or you can call us at +65 6455 2535


We offer attractive loan packages with competitive interest rates for financing and attractive insurance premiums.

Highly Secured

A Leading Brand Name in the Automobile Industry. 100% Delivery Track Records for 10 years

Financial Services

In-house/Bank Financing,Motor Insurance, Corporate Fleet Managament, Sales/Purchase and Consignement

Trusted Agents

Delicates and Personalised Sales Individual, always ready to be at your services

You’re in good hands

Buy with trust and confidence. Our well-versed team takes pride in ensuring our consumers satisfaction

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